Your salary arrives once.
We make it feel like 30.
Salary arrives
Your salary lands on the 1st. Payde detects it instantly via your partner bank and activates the split.
Auto-split in seconds
70% into your spending vault. 25% into Your Stack (earning 7% interest). 5% into your Safety Net.
Daily release at 8AM
Every morning, your daily amount is released to you. ₹X arrives like clockwork. No action needed.
Month-end with money
Day 30 arrives. You still have money. That feeling? That's what Payde is built for.
Everything you need.
Nothing you don't.
Daily 8AM release
Every morning, your daily amount arrives automatically. Like a paycheck — but every single day.
Interest on savings
Your Stack earns 7% via partner bank. DICGC insured. RBI regulated.
Payde Score
Your financial discipline score. 0–100. Improve it to unlock Early Payde advances and cashbacks.
Safety Net
5% of your salary locked into an emergency fund. Always yours. One tap to unlock when needed.
Early Payde
Need money before month-end? Get a salary advance. Zero interest on your first advance.
WhatsApp bot
Check your balance, log a spend, or unlock your safety net — all from WhatsApp. No app needed.
AI Spending Coach
After 30 days, Payde AI knows your patterns. It predicts if you'll run out before month-end — by Day 15.